
SmartPay Advantage™
AGF Business Consulting is a trusted partner for small business owners looking to eliminate credit card processing fees, streamline operations, and unlock sustainable growth.With the SmartPay Advantage™ program, powered by the Clover® POS system, AGF delivers a suite of smart solutions designed to put money back in your business and give you full control of your payment processing. In 2025 alone, SmartPay Advantage™ helped business owners save thousands—many cutting up to 100% of processing fees.
Whether you're upgrading your point-of-sale, cutting hidden costs, or looking to modernize how you manage transactions and customers, SmartPay Advantage™ offers bundled, easy-to-use tools that fit your budget and your goals. And with no upfront cost in most cases, it’s never been easier to start saving.
Our services include:
- Clover® POS Systems (Countertop, Mobile & Online)
- SmartPay Advantage™ Cash Discount Program
- Zero-Fee Credit Card Processing
- Customer Loyalty & Rewards Programs
- Employee Management & Scheduling Tools
- Inventory Tracking & Online Ordering Integration
- Next-Day Deposits & Contactless Payments
Explore a better, smarter way to run your business — join the many entrepreneurs who trust AGF Business Consulting and SmartPay Advantage™ to help them save more, sell better, and grow faster.
🔗 Request a Quote Today