Grow your business.
From strategy to execution, we'll help you take your business to the next level.
When it comes to streamlining your business to maximize your profits, AGF Business Consulting is the only place to turn.
From small businesses to enterprise empires, we lead the way.
Whether your business model is in person, online, or on the go, we’re ready to get you paid with reliable, end-to-end payment processing and a variety of hardware options and business tools.
SmartPay Advantage™ with Clover
Powered by AGF Business Consulting
Eliminate Processing Fees. Keep More Profits. Grow Smarter.
Customized Payment Solutions That Fit Your Business & Budget
At AGF Business Consulting, we understand—you know your business. And we know ours. That’s why we provide tailored payment processing solutions designed to grow with your business, not slow it down.
You only get one chance at a fast start. Let us help you make it count.
Your success is our success.
What Is SmartPay Advantage™?
SmartPay Advantage™ is a modern payment solution built to help small businesses like yours eliminate 100% of credit card processing fees through the Clover Cash Discount Program—while increasing customer engagement with built-in rewards and loyalty tools.
Stop losing money on every transaction. With SmartPay Advantage™, your customers cover the card fees, and your business keeps the full sale amount.
🚀 Why Switch to SmartPay Advantage™?
✅ Zero Processing Fees
Say goodbye to monthly processing costs—100% of the fees are passed to the customer transparently.
✅ Clover Rewards Program
Encourage repeat business with built-in loyalty points, digital receipts, and customer rewards.
✅ All-In-One Clover POS System
Run your entire business from one powerful, easy-to-use terminal. Take payments, track inventory, manage employees, and more.
✅ Exclusive Deals through AGF
As a certified Clover partner, AGF Business Consulting offers exclusive pricing, fast setup, and personalized support you won’t find elsewhere.
✅ No Hidden Fees – Ever
Transparent billing, simple pricing, and no surprises.
Your Partner In Progress
Gain Access to Essential Business Solutions
A Simplified Merchant Experience
With SmartPay Advantage™, you’ll enjoy:
- Customized programs built around your needs
- Transparent, cost-saving pricing models (like 0% processing fees)
- 24/7 world-class live customer support
- Access to value-added tools that boost efficiency and revenue
We simplify merchant processing—so you can focus on running your business.
Providing Profitable Solutions
Taking payments? That’s a given. But our all-in-one POS systems powered by Clover do much more:
Whether you are in need of a better way to manage your payroll system, a technology upgrade for your electronic payments processing or an effective internet marketing strategy, we have you covered.
To maximize your total savings, bundle SBGA products and services together to streamline your cost of business by freeing up your time, energy and cash flow.
To maximize your total savings, bundle SBGA products and services together to streamline your cost of business by freeing up your time, energy and cash flow.
Everything your restaurant needs in one place
Keep everything on track with Clover
Sell anywhere, anytime, with Clover
Payment Solutions To Take Your Business To The Next Level.
Whether your business model is in person, online, or on the go, we’re ready to get you paid with reliable, end-to-end payment processing and a variety of hardware options and business tools.
From credit card processing to back-office management, AGF Business Consulting points the way to smarter, faster, and just plain better payment solutions. It’s time to take your business to new heights.
Send us a message using the form below.
Small Business Consulting Services Built to Match Your Business
Small Business Consulting Services Built to Match Your Business
Interested in our services? Contact AGF Business Consulting today to find out how we can help streamline your business!